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Financial Messaging

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Customer-only access

This product is available to FM customers only.
If you are an existing customer and need help, please contact support.

Services in this product

Test product

Test Product

User Product

This is a Shared Services User Product

Organization Product

This is a Shared Services Organization Product

Bottomline Enterprise Authentication API

This is an Oauth API.

Reporting

The Reporting APIs allow access to data and insights within PTX.

Open Banking

The PTX open banking APIs enable Open Banking services.

Global Cash Management & Payments Hub

Addresses operational complexities by providing a unified interface for automating cash management and facilitating direct connectivity to global payment networks

Paymode

This product is dedicated to orchestrating the onboarding process for payers within Paymode-X.

Add-ons

Add-ons allows programmatic integration-ready offerings within PTX.

About Financial Messaging (FM)

Financial Messaging (FM) is Bottomline's cloud-based platform for secure, reliable, and scalable financial messaging operations. It enables financial institutions and regulated organizations to communicate, process, monitor, transform, and manage financial messages across international & domestic networks and market infrastructure.

FM provides end-to-end financial messages life-cycle visibility, allowing organizations to trace and investigate all messages including a payment from initiation through resolution. By combining messaging connectivity, orchestration, monitoring, search, storage, exception management, and compliance capabilities, FM helps customers improve operational efficiency, maintain resilience, and meet demanding regulatory and service expectations.

Key business benefits include:

  • Secure communication of financial transactions across global and domestic payment networks.
  • Centralized processing, transformation, storage, and search of financial messages across multiple formats.
  • Complete payment life-cycle visibility for improved traceability and investigation.
  • Enhanced compliance, supervision, and operational risk management through centralized monitoring and controls.
  • Support for a wide range of connectivity channels and clearing mechanisms, including SWIFT, SIX, Bacs, FPS, SIC IP, SEPA Instant, EBICS, host-to-host, message queues, and secure file transfer.